Over 11 banks, finance companies, microfinance & cooperatives across Nepal compete for your application — and we bring you the 3 lowest-rate offers. Free, non-binding and bank-grade secure.
No obligation · banks make the final offer
Banks · finance · microfinance · cooperatives competing on KarjaBazar Nepal
Get the lowest rate by making banks compete. With one free application, Karja Bazar brings you the 3 cheapest offers from across Nepal's banks and finance companies.
Banks compete for your application, so we bring you the 3 lowest-rate offers — and you simply pick the cheapest.
Get matched fast. Competing offers typically arrive within 24 hours of CIB verification — some instantly via API.
One application reaches many Class A, B & C banks and finance companies across Nepal.
No more visiting branches one by one. Apply once and let lenders come to you.
A short, secure form: loan type, amount, income and KYC. See your estimated EMI live as you type.
With your consent we match you to suitable lenders. They review and submit competing offers — some instantly via API.
We bring you the 3 lowest-rate offers. Pick the cheapest and we hand you to that bank to finalise.
Why borrowers choose a marketplace over going bank-by-bank.
| What you get | KarjaBazar Nepal | Branch by branch |
|---|---|---|
| Applications to fill in | Just one | One per bank |
| Top 3 lowest-rate offers | ✓ Yes | ✗ No |
| Cost to you | Free | Your time & travel |
| Who pays the platform | The lenders | — |
| Neutral & independent | ✓ Yes | Single bank only |
| Bank-grade data security | ✓ Encrypted | Varies |
From quick personal credit to home and business finance.
We handle sensitive personal and financial information, so security isn't a feature — it's the foundation. Built to the standards expected of a regulated financial platform.
TLS in transit; KYC identifiers (citizenship, PAN) encrypted at rest with AES-256-GCM.
Your data goes only to lenders you explicitly consent to — every consent is logged and timestamped.
Every access to your application and documents is recorded for compliance.
We make no credit decision and never touch loan money — that stays between you and the bank.
Plan your repayment before you apply.
Illustrative reviews for demonstration.
"One form and three banks came back the next day. Picked the lowest rate without visiting a single branch."
"They brought me the lowest auto-loan rate and saved me thousands. Clear, neutral and genuinely free."
"As a small business owner I got working-capital offers from finance companies I'd never have approached myself."
Your Trusted Loan Marketplace
Live · updated just now
Your information is encrypted & safe
By thousands of happy clients
Fast process, easy loan
With top banks & financial institutions
Free, non-binding, about three minutes.
Apply nowअहिले आवेदन गर्नुहोस्